Legal
Terms & Conditions
Last updated: January 2026
Acceptance of terms
By using our website or programs, you agree to these terms. If you do not agree, please do not use our services.
Use of the platform
You agree to use FCO platforms lawfully, not to disrupt services, and not to attempt unauthorized access.
Donations
All donations are voluntary and non-refundable except in the case of duplicate or erroneous transactions, subject to review.
Intellectual property
All content on FCO platforms — brand marks, assessments, curriculum — is owned by or licensed to FCO Foundation.
Limitation of liability
FCO is not liable for indirect or consequential damages arising from use of our website or programs.
Changes
We may update these terms from time to time. Continued use of the service constitutes acceptance of the revised terms.